Most of us try to keep our financial records intact for as many years as possible, but nowadays, with electronic filing, banking and paying bills online, how much paper do we need to keep?

You should always back up your electronic records with hard copy. Just as you always want to print your electronic tax return, print our monthly electronic statements and receipts of payment. As much as it is easier to depend on your credit card company or utility company to provide a payment history, you should always back up your activities with your own copies.

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