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As you go through your bills and old receipts, chances are that you are going to come across a ton of paper you really don't need any more. It is always better to be safe than sorry, but there's nothing wrong with ditching your old credit card offers or other junk mail.
In many cases, what you really want to have on hand is a shredder. Any old bills, receipts or credit card offers you get should be shredded. With identity theft becoming a more and more prevalent issue, protect yourself by shredding any documents that may be sensitive. Also, if you send a lot of mail or packages, you can use the shredded paper as packing material - it's almost as good as styrofoam peanuts and a lot cheaper!
Guru Spotlight |
Sherril Steele-Carlin |